I made the home buying process really simple for you with pre-approved mortgage certificate.
Pre-approved mortgage certificate is a written agreement that you will get a mortgage for a set amount of money at a set interest rate. Getting a pre-approved mortgage allows you to shop for a home without worrying how you'll pay for it.
All you need to do is simply complete my online application form for a home purchase and I will get you pre-approved for your maximum purchase price quickly.
The amount of mortgage you can afford depends on your credit rating, income, the down payment, current mortgage rates, and the amortization period you choose.
Pre-Approved Mortgage Certificate will help you to shop for your new home with confidence.
It will tell you exactly:
- What you can afford
- How much of a mortgage payment can you handle
- What happens if interest rates rise while you are looking for your home
- Your maximum purchase price
- Your interest rate
- Your terms, amortization, payment & pre-payment options
Pre-Approved Mortgage guarantees your rate for up to 120 days and if rates go lower, you’ll automatically receive the lowest rate.
I offer flexible and a wide range of mortgage solutions, flexible payment options and prepayment privileges to suit your lifestyle.
- A Business For Self program. This program opens up high ratio mortgage opportunities for self-employed borrowers and commissioned sales people who cannot provide traditional income verification - with as little as 5% down payment.
- A Cashback Equity program. Helps home buyers with good credit purchase a home without using a traditional down payment.
- A Family Plan program. This program is for homeowners who want to help buy a home for elderly parents or entrepreneurial/student children with good credit but insufficient income to meet standard requirements - with as little as 5% down payment.
- A New to Canada program. For home buyers who have immigrated to Canada or have been transferred here by an employer - with as little as 5% down payment.
- A Home Equity Line of Credit (HELOC). Home Equity Line of Credit so you can enjoy access to additional funds with more flexibility and convenience.
- A Purchase Plus Improvement program. This program makes it possible for you to make improvements to homes immediately after taking possession.
- A Vacation/Second Home Mortgage program. Obtain financing on the purchase of a vacation or recreation home with as little as 5% down payment.
- 100% Financing. No down payment lending program allows people with 680 credit score to borrow the down payment.
If you would like to take an advantage of my proven mortgage services then click here to get started right now.
REMEMBER: It costs you NOTHING to get started and most of all there are NO obligations. If you are not satisfied with my offer then you can cancel at anytime and you'll still get to keep my credit guide -- no matter what you decide!
Sincerely,
Joe Malek, Mortgage Agent Lic. # M08004649
P.S. That's all it's to it... no running around... no time consuming appointments... no office visits... and the lowest rates around GUARANTEED!
P.P.S. Please make sure you complete the online application fully and to your best knowledge. Lenders hate incomplete applications therefore taking extra time right now will save you a lot of time later.
RESOURCES
Below you'll find a lot of great homebuying tips. Please take time to prepare for your next home purchase and once you are ready to buy then simply come back to this page and click here to apply online for your pre-approval certificate.
When it comes to your home, nothing is more valuable than peace of mind. It's where you spend most of your time, so keeping it healty, well tended and safe is worthwhile. Please review the helpful tips below and keep your home safe.
